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Reddit frontpage: ~190 requests with ~24 MB) Self-hostable. Lightweight (teddit frontpage: ~30 HTTP requests with ~270 KB of data downloaded vs. Was the "if not in a 401k" directed to the other fund you named TIBIX or CAIBX? Looks like I'll be lights ears away beforing ever being able to consider TIBIX with that large min $ amount.A free and open source alternative Reddit front-end focused on privacy. One last thing for you R48- you mentioned CAIBX being a good fit in most portfolios then you said of not in a 401k. In doing this wouldn't it most likely more than offset the interest of the mortgage and be more liquid than having in a retirement account? I only ask because we do not currently have a taxable account and I wasn't sure if we should start one or not? Just tossing this out there but what if we opened a taxable account and put that extra money we were putting on the house in it? Then sometime down the road when it's built up high enough pay the house off. Side note we plan to add 1-2% more each year into retirement account on our net income. So from what I'm understanding is that we should not pay extra and put that in our retirement instead? With my new 401k I planned on only adding to get the match and put the rest of the % in the Roth IRA. My thinking was right now my wife n I invest 12% of what we make before taxes in our retirement accounts. I guess I don't really know what the tax implications will be when I get to write off the interest since this will be the first year I've been able to do that. I think I see what you all are saying about not paying the house off but the way I've been looking at it is I'm losing money paying interest over the life of the mortgage. Nothing like learning from those who have expierenced far more than myself.Īs for combining accounts, I have already done this and just waiting for my 401(k) to be officially opened to add those funds to my shared portfolio. I apologize for not responding back as I'm adjusting to the hours and holiday season with the new job.įirst off, I once again say thank you to each who have taken the time to respond as I've found it to be very helpful.